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EU to demand 2-factor for online payments by August 2015?

This type of regulation is an excited and necessary next step to try and curb the fraud surrounding online transactions.  That said for those of us in the United States, we should not get too terribly excited as regulatory changes in Europe seem to take several additional years before they trickle down to us and US industry generally.  However, a move to stronger and more consistent 2-factor authentication in the EU will mean better optional implementations in the US.

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